
BETA Healthcare Group (BETA) is the largest professional liability insurer of hospitals on the West Coast and provides coverage to more than 575 hospital and healthcare facility locations.
In addition, BETA provides workers’ compensation coverage for over 50,000 healthcare workers in California. BETA also has a long-established and growing commitment to physicians, providing medical professional liability coverage to over 6,700 physicians and more than 50 medical groups.
Beyond primary liability and workers’ compensation coverage, BETA provides an entire suite of alternative risk and insurance services, including excess healthcare professional liability coverage, excess workers’ compensation coverage, third-party claims administration services, risk management consulting services and claims management consulting services.
Whether with hospitals, medical groups, clinics or hospices, BETA has earned a reputation for financial strength, rate stability, quality service and breadth of coverage that is unparalleled in the industry.
A Joint Powers Authority
A risk management joint powers authority (JPA) like BETA Risk Management Authority (BETARMA) enables district, county, city, and nonprofit healthcare facilities to self-insure their liability claims and losses by pooling risks among similar healthcare facilities. While traditional insurance companies also “pool” their risks, the JPA structure offers four distinct benefits over other risk-financing mechanisms:
- Members design and control the program free from California Department of Insurance regulation
- The program pays no state premium tax
- The program pays no state or federal income tax
- The program has no shareholders to influence decisions
Mission Statement
BETA Healthcare Group partners with healthcare providers to manage risk.
Vision Statement
BETA Healthcare Group assists healthcare providers in improving their quality, safety and financial results by providing superior risk management products and services.