Healthcare Entity Comprehensive Liability

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Our healthcare entity comprehensive liability coverage contract is designed for hospitals, clinics, aging services organizations, home health & hospices, surgery centers and their affiliated providers.

Coverage Includes:

  • Professional liability (claims-made and reported coverage)
  • General liability (occurrence-based coverage)
  • Personal injury and advertising liability (occurrence-based coverage)
  • Employee benefits administration liability (occurrence-based coverage)
Coverage provided by:
  • BETA Risk Management Authority (BETARMA)—A.M. Best rating: A (Excellent); FSC IX
  • Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX


  • Coverage offered in CA, OR, WA


  • $1 million up to $30 million per occurrence (professional liability and general liability). Defense costs are paid outside of the per occurrence limits.


  • $1,000 to $500,000
  • Deductibles offered on both indemnity only and indemnity and defense expenses basis
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