Our healthcare entity comprehensive liability coverage contract is designed for hospitals, clinics, surgery centers and their affiliated providers.

Coverage includes:

• Professional liability (claims-made coverage)
• General liability (occurrence-based coverage)
• Personal injury and advertising liability (occurrence-based coverage)
• Employee benefits administration liability (occurrence-based coverage)
• Pollution liability (claims-made coverage)
• Fire and water damage legal liability (occurrence-based coverage)

Coverage provided by:

• BETA Risk Management Authority (BETARMA)—A.M. Best rating: A (Excellent); FSC IX
• Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX

Limits of liability:

• $1 million up to $50 million per occurrence (professional liability and general liability)
• $500,000 per occurrence/$1 million aggregate (pollution liability sub-limit)
• $500,000 per occurrence/$500,000 aggregate (fire and water damage legal liability)

Deductibles:

• $1,000 to $500,000
• Deductibles offered on both indemnity only and indemnity and defense expenses basis