Our medical group professional liability insurance coverage is designed for medical groups of five or more physicians.
Coverage includes:
- Professional liability
- Professional committee activities
- Limited professional office premises liability
- Defense costs for certain licensing or regulatory board proceedings (standard limits: $25,000/$50,000 and a $1,000 per claim deductible)
- Hired and non-owned auto liability (limits: $100,000/$300,000)
Coverage form offered:
- Claims-made and reported (with optional prior acts and tail coverage)
Coverage provided by:
- Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX
Limits of liability:
- $1 million/$3 million
- $2 million/$4 million
- $3 million/$5 million
Deductibles:
- A variety of indemnity and expense deductibles are available
Coverage features:
- Limits offered on a shared basis or per practitioner
- Entity coverage available
- Emergency room and clinic practices rated on a per visit basis with continuous coverage for departed providers