Automobile Liability and Physical Damage

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Our auto coverage is designed for hospitals and healthcare facilities.

Coverage includes:

  • Automobile liability
  • Physical damage coverage
  • Hired and non-owned automobile coverage

Coverage provided by:

  • BETA Risk Management Authority (BETARMA)—A.M. Best rating: A (Excellent)
  • Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX

Limits of liability:

  • $1 million up to $40 million combined single limit of liability for bodily injury and property damage
  • Uninsured/underinsured motorist coverage limit of $1 million
  • Medical payments of $5,000 per accident
  • Hired/non-owned auto coverage of $1 million per occurrence up to $40 million


  • $250 comprehensive
  • $500 collision
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