Our healthcare entity comprehensive liability coverage contract is designed for hospitals, clinics, aging services organizations, home health & hospices, surgery centers and their affiliated providers.

Coverage Includes:

• Professional liability (claims-made and reported coverage)
• General liability (occurrence-based coverage)
• Personal injury and advertising liability (occurrence-based coverage)
• Employee benefits administration liability (occurrence-based coverage)

Coverage provided by:

• BETA Risk Management Authority (BETARMA)—A.M. Best rating: A (Excellent); FSC IX
• Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX

Territory

• Coverage offered in CA, OR, WA

Limits

• $1 million up to $30 million per occurrence (professional liability and general liability). Defense costs are paid outside of the per occurrence limits.

Deductibles

• $1,000 to $500,000
• Deductibles offered on both indemnity only and indemnity and defense expenses basis