Medical Group Professional Liability

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Our medical group professional liability insurance coverage is designed for medical groups of five or more physicians.

Coverage Includes:

  • Professional liability (claims-made and reported coverage)
  • Professional committee activities
  • Limited professional office premises liability
  • Defense costs for certain licensing or regulatory board proceedings
  • Hired and non-owned auto liability

Coverage Features

  • Limits offered on a shared basis or per practitioner
  • Entity coverage available
  • Emergency room and clinic practices rated on a per visit basis with continuous coverage for departed providers
  • Optional prior acts and tail coverage
Coverage provided by:
  • Health Providers Insurance Reciprocal, RRG (a BETA Healthcare Group company)—A.M. Best rating: A (Excellent); FSC IX

Territory

  • Coverage offered in CA, OR, WA

Limits

  • $1 million/$3 million
  • $2 million/$4 million
  • $3 million/$5 million
  • $25,000/$50,000 and a $1,000 per claim deductible (standard limits- licensing or regulatory board proceedings)
  • $100,000/$300,000(Hired and non-owned auto liability)

Deductibles

  • A variety of indemnity and expense deductibles are available

 

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